
Unlock Your Dream Home with Confidence
Don't lose sleep over your mortgage questions.
Rated 5/5 stars by my clients!
Congratulations on this exciting milestone!
Our free guide streamlines the mortgage process, ensuring you confidently invest in your dream home.
Say goodbye to sleepless nights over mortgage options. We've simplified the application process, providing you with clear, actionable steps. Let's turn your homeownership dream into a reality!.
Get Your Free Guide!Who Benefits from This Mortgage Guide?
If you’re purchasing a home and you want to make sure everything goes smoothly from when you start looking to when you move in, this guide is for you! Some of the people who get the most value from the guide are:
- Current renters looking to buy a first home. Which options are available to you? What should you know before you get a mortgage?
- Couples who are ready to invest in a second family home, learn essential mortgage knowledge.
- Aspiring real estate investors looking for their first, second, or third property. Gain insights on financing for successful portfolio growth.
Get Your Free Guide!


What’s Inside the Guide?
- Setting an effective budget to maximize your down payment.
- Applying the “42” rule.
- What you should know about mortgage pre-approval numbers.
- What you need to know about your credit score.
- Plus additional resources you'll only find in the guide!
Meet Happiness Creator, Heather Bowie
Hey there, I’m Heather—happiness creator and mortgage broker who loves to talk about your dreams, passions, and financial goals.
Trusted Advice You Can Count On
There are two aspects of my work as a mortgage broker that get me excited—seeing my clients secure their dream homes and helping clients understand their mortgage options. Your dream home is unique to you, and your mortgage should be too. While banks have limited options to show you, I can help you find a tailored solution that fits your lifestyle, financial situation, and future goals.
Buying a home can be thrilling and confusing when you’re going through the process for the first time or on your own. I specialize in helping new home buyers, property investors, and families looking to find their forever homes find the best financing options while understanding their mortgage from application to approval and beyond.
Getting approved for a mortgage can make it possible to secure the house of your dreams, whether it’s a single-family bungalow, a trendy condo, a modern build, or an acreage. My guide walks you through eight ways to prepare yourself for buying a home.

Heather Bowie
Mortgage BrokerReady to Apply for a Mortgage?
The mortgage application process involves a fair amount of preparation and paperwork for you to consider. Inside the free guide, I cover the documents you’ll need to have ready, along with helpful tips to get your ideal approval rate. If you’re feeling confident and ready to jumpstart your journey toward buying your dream home, you can fill out a mortgage application right away.
Apply NowGet Personal Mortgage Advice from Heather Bowie
Are you a first-time home buyer?
Do you have questions about the mortgage options available to you?
Want personal advice to help you reach your property goals?
Let’s talk it through. Book a call with me to discuss your unique dreams one-on-one.